Personalized support, tailored strategies
Transformational Credit Coaching Program
Improve Your Credit. Get Results.
GET YOUR FREE CONSULTATION
Our Transformational Credit Coaching Program provides personalized support and tailored strategies for your unique situation, whether it’s bankruptcy, judgments, foreclosures, collections, late payments, repossessions, charge-offs, or inquiries. Count on us to guide you through every challenge.
Let us help you remove:
BANKRUPTCY
Bankruptcy lowers credit scores significantly. For instance, someone with a 680 score may lose 130-150 points, while a person with a 780 score could lose 200-240 points.
Chapter 7 bankruptcy hurts FICO score for 10 years. Chapter 13 stays for 7 years after discharge.
CHARGE-OFFS
A charge-off can drop credit scores by 50 to 150 points and appear negatively on your credit report.
Charge-off stays on credit reports for up to seven years from the first missed payment.
COLLECTIONS
With a 700 score, the first collection can decrease it by over 100 points; the drop could be greater for scores lower than 700.
Collection accounts have a big credit impact and last about 7 years.
FORECLOSURES
Foreclosure typically lowers scores by around 100 points.
Foreclosure on report for 7 years from first missed payment. Its impact fades earlier but may affect new mortgage chances.
LATE PAYMENTS
A late payment can lower your credit score by up to 180 points and could stay on your credit reports for 7 years.
Late payments disappear after 7 years. Over time, they impact credit scores less. Unpaid debts and collections also vanish after 7 years.
REPOSSESSIONS
Repossession can drop your score by 100+ points.
A repossession can stay on credit reports for 7 years.
INQUIRIES
Hard inquiries lower scores by about 5 points. If your credit is good, impact may be less.
Hard inquiries track credit applications, staying for 2 years but impacting scores for 1.
THE TRANSFORMATIONAL CREDIT COACHING PROGRAM
STEP 1: SIGN UP FOR A CREDIT MONITORING TOOL
STEP 2: IMPORT YOUR CREDIT REPORT AND RUN THE FREE CREDIT ANALYSIS
STEP 3: DEVELOP A PERSONALIZED CREDIT MANAGEMENT PLAN
YOUR FINANCIAL SUCCESS MATTERS TO US
At our transformational credit coaching company, we hold ourselves to high standards. Our mission is clear: to guide you back to a stable financial path. Your financial journey matters to us, and we’re here to support you every step of the way. Let our track record and expertise demonstrate our commitment. Your success matters deeply to us, and we’ll diligently address any inaccuracies in your credit reports to help you achieve the highest credit score possible.
WHY SHOULD I CHOOSE YOUR COMPANY?
We don’t only work to remove the negative inaccurate information from your credit report, we also give you the information you need to increase your credit score.
HOW LONG DOES IT TAKE TO SEE RESULTS?
We don’t only work to help you remove the negative inaccurate information from your credit report, we also give you the information you need to increase your credit score.
HOW WILL YOU GET MY CREDIT REPORT?
We have a couple of options for you. First, you can subscribe to services like IdentityIQ or MyScoreIQ, which provide access to all your credit reports. Just share your login details with us, and we’ll handle the rest. Alternatively, you can mail us hard copies of your reports, or upload them to an online portal and send them our way. Choose the method that works best for you!